Texas (TX) Tax Rates

Texas 1099 Tax Calculator

Texas imposes 0% state individual income tax. Estimate your federal 15.3% SECA tax, 20% Section 199A QBI deduction, and take-home pay.

Income & Deductions

Tax Year 2026
$
15% of gross
$

✓ Texas has no state individual earned income tax.

Net Take-Home

After All Taxes

$66,603

$5,550/month

Total Taxes

Set Aside

$18,397

$1,533/month

Effective Tax Rate

Combined Rate

18.4%

Fed + State + SECA

Quarterly 1040-ES

IRS Voucher

$4,599

4 Equal Payments

Where Every Dollar of Your 1099 Revenue Goes

Take-Home (67%)
SECA 15.3% (12%)
Federal (6%)
State (0%)
Expenses (15%)

Itemized Tax Liability ScheduleIRS Form 1040 Schedule C & SE

Net Business Profit (Schedule C Line 31)$85,000
Self-Employment Tax (SECA 15.3%)SS + Med
$12,010
↳ 50% Above-the-Line SE Tax Deduction-$6,005
↳ Section 199A QBI 20% Pass-Through DeductionTax Relief
-$12,879
Federal Standard Deduction (2026)-$14,600
Federal Income Tax Liability$6,387
Texas State Income Tax (0%)$0
Total Annual Tax Obligation$18,397

Download a clean, printable 1040-ES voucher summary for your CPA or records.

Recommended for $80k+ ProfitOfficial Partner • Collective

Save ~$6,800/yr by Electing S-Corp Status in Texas

Since your 1099 net profit is $85,000, you are paying $12,010 in self-employment taxes. Electing S-Corp status allows you to pay yourself a reasonable salary and take the remainder as tax-free distributions.

Potential Annual Tax Savings

$6,800 / year

LLC to S-Corp election filing & state compliance
Dedicated CPA & quarterly tax estimate prep
Automated payroll & Form 1120-S corporate tax return included

Average member saves $10,000+ per year in taxes.

Calculate Your S-Corp Savings

Texas State Tax Rules for 1099 Contractors

Zero individual income tax enshrined in the Texas Constitution.

Texas Business Entity & Franchise Information:

• Annual LLC / Franchise Fee: No annual report fee. Texas Franchise Tax has a $2.47M "No Tax Due" threshold for small businesses.

• Standard Deduction (Texas): $0 (Single) / $0 (Married Joint).

1099 Tax Calculators by Profession in Texas

1099 Software Engineer & Developer

Benchmark: $145,000/yr

Freelance Graphic Designer & UI/UX Artist

Benchmark: $82,000/yr

Freelance Copywriter & Content Strategist

Benchmark: $75,000/yr

1099 Real Estate Agent & Realtor

Benchmark: $110,000/yr

1099 Travel Nurse & Per Diem Healthcare Provider

Benchmark: $125,000/yr

1099 Management & Business Consultant

Benchmark: $160,000/yr

Freelance Videographer & Photographer

Benchmark: $78,000/yr

1099 Digital Marketer & SEO Consultant

Benchmark: $92,000/yr

1099 Personal Trainer & Fitness Coach

Benchmark: $65,000/yr

1099 Uber, Lyft & Rideshare Driver

Benchmark: $52,000/yr

1099 Delivery Driver (DoorDash, Instacart, UberEats)

Benchmark: $46,000/yr

1099 Electrician & Trade Subcontractor

Benchmark: $88,000/yr

1099 Mental Health Therapist & Counselor

Benchmark: $95,000/yr

1099 Virtual Assistant & Operations Manager

Benchmark: $58,000/yr

1099 Content Creator & Social Media Influencer

Benchmark: $85,000/yr

1099 Freelance Bookkeeper & Accountant

Benchmark: $76,000/yr

Texas 1099 Tax FAQ

What is the self-employment tax rate in Texas?

In Texas, all 1099 independent contractors pay the federal SECA tax of 15.3% (12.4% Social Security up to $168,600 and 2.9% Medicare) on 92.35% of net profit, plus 0% state individual income tax.

Does Texas have state income tax on 1099 contractor earnings?

No, Texas is one of the few US states with zero state individual income tax on independent contractor profits.

What are the annual LLC and business fees in Texas?

No annual report fee. Texas Franchise Tax has a $2.47M "No Tax Due" threshold for small businesses.