Overtime Pay Calculator
Calculate your gross and net overtime earnings. Includes federal and state tax withholding on overtime hours.
What is an Overtime Pay Calculator?
An overtime pay calculator helps you determine your gross and net earnings when you work beyond standard hours. It applies the overtime multiplier (usually 1.5x) to your hourly rate for hours over 40 per week and calculates associated taxes.
Whether you're tracking your weekly overtime earnings or planning for increased income, this tool gives you exact numbers for budgeting and financial planning.
Calculate Your Overtime Pay
Weekly Gross
$1,300.00
Before taxes
Weekly Net Pay
$975.00
After taxes (est.)
Overtime Multiplier
1.5x
$37.50/hour
Estimated Tax Rate
25.0%
Federal + State
Weekly Earnings Breakdown
Understanding Overtime Rules
⚖️ Federal Overtime (FLSA)
The Fair Labor Standards Act (FLSA) requires employers to pay non-exempt employees 1.5 times their regular rate for hours worked over 40 in a week. This is the federal minimum and applies to most private-sector employees.
Who qualifies? Non-exempt employees (usually hourly workers). Exempt employees (management, professional, some salaried roles) typically do NOT receive overtime pay.
📍 State Overtime Laws
Some states have more generous overtime rules than federal law. For example, California pays overtime for hours over 8 per day or 40 per week. Always check your state's labor laws—your employer must follow whichever rule is more favorable.
🎯 Double-Time Rules
Double-time (2x) pay is typically triggered by: (1) Hours over 12 in a day, (2) Working a 7th consecutive day, (3) Specific holiday or weekend work, (4) Union contract agreements. Check your company's policy or union contract.
💼 Salary vs. Hourly
Hourly non-exempt employees get overtime. Most salaried exempt employees do NOT get overtime pay—they receive a fixed salary regardless of hours worked. Review your job classification to confirm overtime eligibility.
How Taxes Work on Overtime Pay
Important: Overtime Earnings Are Not Taxed Differently
Overtime income is subject to the same federal, state, FICA (Social Security and Medicare), and local taxes as regular income. There is no tax break for overtime earnings.
However, because your total gross pay is higher (due to overtime), you may be withheld at a higher rate. This calculator estimates ~25% total withholding, but your actual withholding depends on:
- Your W-4 filing status and withholding allowances
- Your total income for the year
- Your state's tax brackets
- FICA contributions (6.2% Social Security + 1.45% Medicare)
Weekly Overtime Examples
| Hourly Rate | Regular + OT Hours | Gross Pay | Net Pay (est.) |
|---|---|---|---|
| $20 | 40 + 8 | $1,040 | $780 |
| $25 | 40 + 8 | $1,300 | $975 |
| $30 | 40 + 8 | $1,560 | $1,170 |
| $40 | 40 + 10 | $2,200 | $1,650 |
References & Resources
- U.S. Department of Labor: Wage and Hour Laws
- Fair Labor Standards Act (FLSA) Requirements
- Your State's Department of Labor Website
- Your Employment Agreement or Union Contract
- IRS Tax Withholding Information