Shopify Fee & Plan Profit Calculator

Calculate monthly Shopify plan costs, credit card processing fees, third-party gateway fees, net profit, and discover the best plan for your revenue volume.

Subscription Cost

$39, $105, or $399/mo

Processing Fees

2.9% - 2.4% + $0.30

Net Profit

After COGS & fees

Plan Optimizer

Find lowest cost plan

%

Net Profit

$9,936.00

Total Monthly Fees

$564.00

Effective Fee Rate

3.76%

Monthly Plan Cost

$39.00

Credit Card Fees

$525.00

Orders Per Month

300orders

Complete Shopify Fee & Pricing Breakdown for 2026

Shopify is the world's leading e-commerce platform, powering millions of online storefronts. Understanding your total cost of operating on Shopify requires factoring in subscription plan fees, transaction rates per order, and payment gateway costs.

Shopify Plan Rates & Credit Card Fees

Plan TierMonthly PriceOnline CC RateThird-Party Gateway Fee
Basic Shopify$39 / mo2.9% + $0.302.0% additional
Shopify Plan$105 / mo2.6% + $0.301.0% additional
Advanced Shopify$399 / mo2.4% + $0.300.6% additional

How Credit Card Fees Scale with Sales Volume

Because higher-tier plans charge lower credit card percentage rates (2.4% vs 2.9%), store owners can save hundreds or thousands of dollars monthly by upgrading to a higher plan once sales volume surpasses specific thresholds:

  • Under $15,000 / month: The Basic Plan ($39/mo) is the most cost-effective choice.
  • $15,000 to $110,000 / month: Upgrading to the Shopify Plan ($105/mo) reduces credit card fees enough to cover the extra $66/mo subscription cost.
  • Over $110,000 / month: Upgrading to the Advanced Plan ($399/mo) saves significant money with the 2.4% processing rate.

Official References

  • Shopify Official Pricing & Plan Breakdown (Shopify Inc.)
  • Shopify Payments Terms of Service & Gateway Charges

Frequently Asked Questions

What are Shopify's plan prices and transaction fee rates in 2026?
Shopify has three main monthly plans: (1) Basic Plan: $39/mo with online credit card rates of 2.9% + $0.30; (2) Shopify Plan: $105/mo with credit card rates of 2.6% + $0.30; and (3) Advanced Plan: $399/mo with credit card rates of 2.4% + $0.30.
What is Shopify's third-party payment transaction fee?
If you use Shopify Payments as your primary payment gateway, Shopify charges 0% additional transaction fees. If you choose a third-party gateway (like external PayPal, Authorize.net, or Stripe), Shopify charges an extra fee of 2.0% on Basic, 1.0% on Shopify Plan, and 0.6% on Advanced Plan on top of your gateway's processing charges.
When should I upgrade from Shopify Basic to the Shopify Plan or Advanced Plan?
Upgrading makes economic sense when lower credit card processing fees save more money than the higher monthly plan cost. Generally, when your monthly store revenue crosses $15,000 to $20,000, upgrading to the $105/mo Shopify Plan saves money. When revenue exceeds $110,000/mo, upgrading to Advanced saves money.
Does Shopify charge fees on refunded orders?
When you issue a full or partial refund to a customer, Shopify does not refund the credit card processing fee (2.4% - 2.9% + $0.30) charged during the original sale.

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